You've decided to go on an adventure with your motorcycle. The idea of hitting the open road sounds very attractive.
Perhaps along the Gaspé peninsula or the U.S. West Coast. What about insurance?
Before you hit the road, call your agent or broker. You should check whether you have adequate coverage under your policy.
It may be advisable to increase your civil liability coverage under your policy. Coverage of $2 million could protect
you better in case of an accident. Especially in the U.S., where lawsuits are no trifling matter!
Think about it! Driving a motorcycle you're not familiar with does have some risks. In fact, a quarter of motorcyclists
involved in a fatal collision were not the owners of the motorcycle.
Before you hit the road, get to know the motorcycle you've borrowed or rented. If you rent a motorcycle, make sure you
have the appropriate and complete coverage.
Damage to vehicles not owned by the insured (Endorsement 27).
If you rent or borrow a motorcycle in Canada or the U.S., this endorsement provides coverage should you damage the vehicle.
The coverage offered is often the same as the coverage you have for your own motorcycle or car. Most of the time, it's more
advantageous than the insurance offered by the rental company.