(Fichier central des sinistres automobiles)
Who is the custodian of the vehicle?
Claims are attributed to the custodian of the vehicle.
This is the person who had charge
of the motorcycle when the accident happened. Was another person driving at the time of the accident? Then the accident
will be recorded in his file, not in yours.
Do you know how many accidents you've had in the previous six years? You might be surprised to find out that this information can be
found in a data base that tracks claims. It's called the Fichier central des sinistres automobiles (FCSA). It contains a
record of every accident you've had with a car, motorcycle or off-road vehicle.
Who can consult it?
You can: the FCSA is public.
You can obtain and check
all the accidents registered
in your file.
An insurer from whom you request a quote will also consult your claims file to establish your auto premium. The premium generally takes into account the number of accidents you’ve had or claims you’ve made. Your insurer can thus offer you an impartial and fair price.
Hover the shadows with your mouse to learn more.
Consulting your claims file
Find out how to proceed to consult your claims file on the Groupement des assureurs automobiles (GAA) website.