Victim of a hit and run? - Accident - Claiming - Motorcycle - Vehicle | Infoinsurance.ca

Motorcycle

Accident

As you come out of a concert, you notice that your motorcycle has been damaged. But there’s no sign of the person responsible for the damage! Yes, you’re the victim of a hit and run. What’s the next step?

Steps to take

Discover the five-step process in case of a hit and run. You will be compensated if you purchased coverage under Section B of your policy. Your insurer will compensate you within 60 days following receipt of your request and the supporting documents. For a speedy claims settlement, make sure you have all the relevant documents handy.

Your insurer will deduct the amount of the policy deductible from the compensation. Some insurers offer no-deductible coverage for hit and runs. Check it out!

Payment

Garage recommended by your insurer

You don't have to handle the payment. Your insurer will issue the cheque directly to the garage.

Your garage

Your insurer will issue a cheque in your name and that of the garage. You must endorse it and remit it to the garage once you're satisfied the repairs have been made.

Rundown of a settlement process in a hit and run

Les étapes d’un règlement pour un délit de fuite

Police report release Contact your insurer Appraise the damage Agree on a settlement Indemnity payment

Contact the police as soon as possible. They will fill in and give you the number of the report.

Call your insurer or broker as soon as possible. Send him a copy of the police report number.

Your insurer will examine your motorcycle to appraise the damage and establish the cost of repairs.

Your insurer will repair your motorcycle according to the terms and conditions under your policy.

Depending on the agreement, your insurer may indemnify you or reimburse the garage directly.

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