The first thing you notice as you come up to your car is a deep scratch that runs along the entire
side of the car! You're hopping mad! Someone vandalized your car. If the scratch were less visible,
you might not do anything about it.
Yes, if you purchased coverage for damage to your vehicle. That's Section B of your policy (Comprehensive or All Perils).
Your insurer will deduct the amount of your policy deductible from the compensation amount.
Your insurer will indemnify you within 60 days following receipt of your request and the supporting documents.
For a speedy claims settlement, make sure you have all the relevant documents handy.
Garage recommended by your insurer
You don't have to handle the payment. Your insurer will issue the cheque directly to the garage.
Your insurer will issue a cheque in your name and that of the garage. You must endorse it and remit it to the
garage once you're satisfied the repairs have been made.
Short-term rental of a vehicle (Endorsement 20).
This coverage allows you to rent a vehicle for a specified period of time, should you lose the use of your vehicle
following an accident.