Automobile

Planning a trip by car?

You've decided to take a trip by car with your friend. It's been a dream of yours to drive across Canada, from east to west. But you've never given a thought to insurance.

Planning on renting a car?

You're taking your vacation in Canada or the U.S. and decide on a short-term car rental. Adding coverage such as "Damage to vehicles not owned by the insured" (Endorsement 27) to your policy can be advantageous. For just a few dollars, it will cover damage to rental cars in case of an accident.

N.B. The coverage this endorsement provides is often the same as the coverage you chose for your own car. Therefore, you won't have to buy the insurance sold by the car rental company.

Vacationing in Canada or the U.S.

Before you hit the road, call your agent or broker. You should check whether you have adequate coverage under your policy.

It may be advisable to increase your civil liability coverage under your policy. Coverage of $2 million could protect you better in case of an accident. Especially in the U.S., where lawsuits are no trifling matter!

Vacationing elsewhere in the world

Planning on driving elsewhere in the world? No matter your destination, you must buy insurance from the car rental company.

Damage to vehicles not owned by the insured (Endorsement 27).

If you rent or borrow a car in Canada or the U.S., this endorsement provides coverage should you damage the vehicle. The coverage offered is often the same as the coverage you have for your own car. Most of the time, it's more advantageous than the insurance offered by the car rental company.