Can your insurer access your credit record?
Most insurers use the information to quote you a fairer premium.
You have the right to refuse. However, you should know that you may not get the most advantageous premium.
Find out more.
Fallen big time for an SUV? Are you male or female? Do you live in a large city? Do you drive to work?
Your insurer takes a number of factors into account in calculating your car insurance premium.
It costs more to insure a car that has expensive parts.
Do you drive to work? Do you use it for your work? Or just on weekends?
You may more easily be the victim of a car accident or theft in a large city.
Claim requency varies considerably according to the driver's profile.
A higher deductible may lower your insurance premium.
This information can be found in the claims data base Fichier central des sinistres automobiles.
It contains information
on your driving experience and your demerit points.
Yes, your insurance policy covers such damage if you purchased Comprehensive coverage (Section B).
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