The Fichier central des sinistres automobiles (FCSA) informs insurers and drivers about
claims made in the past six years.
Young drivers often are not familiar with insurance. For example, few know that there is a database that
tracks all the claims made in the past six years. It’s called the Fichier central des sinistres automobile (FCSA).
And while you may not have reported a minor fender bender, the other driver may have.
It’s one of the tools insurers use to establish how much car insurance will cost (the premium). Drivers can
consult their file and see what’s in it by making a request on line.
What should you do if you’re in an accident?
First, stay calm. Then fill in a Joint Report and contact your insurer. If anyone is injured, you must call the police.
Find out more