Self-employed worker

Separate insurance

You cause damage to a third party. Your home insurance policy doesn’t provide coverage in this case. However, when you buy self-employment insurance, you add civil liability coverage.

Most common exclusions

  • Production or processing of dangerous materials.
  • Businesses with several employees.
  • Damages for which you are liable under a contract made with your client.
  • Damages related to your professional responsibility.

And what if you unintentionally cause damage not directly related to your professional activities? Then civil liability coverage kicks in. Watch out for exclusions! A self-employment policy, like any insurance policy, also contains exclusions.

Do you have
to add your new
co-tenant to your
insurance policy?

Do you have to add your new co-tenant to your insurance policy?

It’s important to review your home insurance policy and to list the names of all co-tenants on the insurance policy so that everyone can take advantage of the coverage. Learn More

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