What should you do if violent winds rip some of the shingles off your home or deposit your garden furniture onto your neighbour’s lawn? Or if the aluminium cladding on the back of your house buckles following a hail storm?
Call your insurer as soon as possible. He’ll ask you to describe the exact circumstances of the loss and the damage suffered. Depending on the type and extent of the insured damage, he’ll tell you what to do.