Insurance Bureau of Canada wishes to inform the population about the precautions to take for the arrival of hurricane Sandy. Strong winds and a lot of rain are forecast for certain regions, more specifically southern Quebec, the Quebec City-Montreal corridor, Charlevoix, the Eastern Townships and Beauce.
“Hurricanes can cause major damage along their path. It’s very important to keep yourself and your loved ones safe and take every possible precaution to protect your property”, noted Line Crevier, Supervisor, Technical Affairs at IBC.
Damage caused by violent winds is covered under most home insurance policies. As regards water infiltration and sewer overflow or backup, this damage can be covered by additional coverage (endorsements) under the home insurance policy.
IBC strongly encourages those affected to heed to following advice:
Remove all valuable objects from the basement;
Make sure your downspouts drain water away from the house;
Secure your garden furniture and BBQ;
Make sure water doesn’t accumulate near windows;
Don’t drive if you don’t have to.
Moreover, damage caused to vehicles is also covered under the auto insurance policy provided policyholders have “All perils” or “Accident excluding collision or upset” coverage.
For any other information, we ask that you contact our Insurance Information Centre, which is open Mondays to Fridays, from 8:30 a.m. to 4:30 p.m. Policyholders can thus get answers to their questions by calling 514 288-4321 or, toll-free, 1 877 288-4321, or by going to www.infoinsurance.ca.
Public Affairs Consultant
Tel.: 514-288-1563 ext. 232