Property inventory - Cost of insurance - Insuring - Owner - Home insurance |


Cost of insurance

Close your eyes and try to list all the items in your living room. You’ve probably left out a few! And would you know how much the items in that room are worth? What about the other rooms in your house? Not that simple, is it?

And after a loss? Do you think you’d be able to list all of the items stolen or destroyed? And did you keep the proof of purchase of your 50” TV screen?

To help you out, the property inventory is practical. It is an essential tool, both when you purchase your home insurance policy and when you make a claim.

When you purchase your insurance policy

Making an inventory of your belongings lets you know the total value of the property you own. Thus, you can choose the coverage amount that corresponds to your belongings.

After a loss

Your inventory will also help you and your insurer out when you make a claim. You’ll have handy the list of items that you possessed in each room of your home and proof of ownership.

Make an inventory

List the items in each room of your home: furniture, computers and electronic equipment, clothing, tools, etc. Write down what they’re worth or their purchase price. Enhance the list with photos, invoices or instruction manuals and series numbers.

Complete the e-form to make an inventory of your belongings.

Keep your inventory in a safe place. Ideally, don’t keep it at home. For example, leave a copy at the office or in a safety deposit box at the bank.

And don’t forget to update it regularly, when you renew your home insurance coverage or purchase a valuable object.

Does your
policy cover an
Act of God?

Does your policy cover an Act of God?

All are sometimes referred to as Acts of God. Some are automatically included in home insurance policies. Others can be insured by adding a coverage known as an endorsement. Learn More

Répondez au quiz!

Êtes-vous bien couvert?