Swimming pool or spa
You finally put in a swimming pool so that you can enjoy hot summer days.
To insure your new purchase, you’ll need to add an endorsement to your home insurance policy. Your pool is not automatically covered under your home insurance policy. The same applies to spas. Their accessories are also covered under this endorsement.
Whether your swimming pool or spa is in-ground, semi in-ground or above ground, the endorsement covers:
The spa or swimming pool situated outside of your home
The maintenance equipment
The patio or deck to which it is affixed and which is not attached to your home
However, the coverage offered may vary from insurer to insurer.