Owner

Swimming pool or spa

You finally put in a swimming pool so that you can enjoy hot summer days.

To insure your new purchase, you’ll need to add an endorsement to your home insurance policy. Your pool is not automatically covered under your home insurance policy. The same applies to spas. Their accessories are also covered under this endorsement.

Coverage

Whether your swimming pool or spa is in-ground, semi in-ground or above ground, the endorsement covers:

  • The spa or swimming pool situated outside of your home
  • The maintenance equipment
  • The patio or deck to which it is affixed and which is not attached to your home

However, the coverage offered may vary from insurer to insurer.

Does your
policy cover an
Act of God?

Does your policy cover an Act of God?

All are sometimes referred to as Acts of God. Some are automatically included in home insurance policies. Others can be insured by adding a coverage known as an endorsement. Learn More

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