Insurance - Automobile - Be sure about your insurance

Collision without injury: take it out of the glove compartment

If someone is injured, even slightly, it's important to call for help. A police officer will complete an accident report. Your insurer will receive a copy of this report in order to complete the analysis of your claim file.
If no one is injured, the Joint Report remains the best way to identify the parties involved as well as the circumstances of the collision.
Remain calm and courteous. This will help make this formality easier.
Happen to have a camera handy? Take some shots of the accident scene. The photos could prove very useful when you make your claim.
Send your copy of the Joint Report to your insurer as soon as possible. You have several options: you can mail it, fax it or e-mail it in. You can decide this with your insurance professional.
Some good advice: keep the completed and signed copy of the Joint Report with your personal papers, ideally for a period of six years.
Lastly, if the driver of the other car refuses to identify himself or herself, doesn't want to complete his or her section of the Joint Report or leaves the scene, write down his or her licence plate number and contact the police.
You can still complete your section of the Joint Report and have it signed by two witnesses (making sure to write down their contact information). Note that the passengers of any of the vehicles involved do not generally constitute witnesses.